The Co-operative members’ credit card
With The Co-operative members' credit card, you can earn points while you spend and receive a share of our Group profits paid to you twice a year. Plus you’ll get an introductory rate of 0% fixed for six months from the date your account is opened on purchases and balance transfers*, 15.9% APR typical/variable thereafter.
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Reasons to apply for this credit card
- 1p cashback for every £1 you spend in The Co-operative Food stores.
- 1p cashback for every £2 you spend anywhere else.**
- Discounts off thousands of full brochure-priced holidays from The Co-operative Travel (Terms and conditions apply).
- Up to 59 days interest free credit if balance is paid in full by the due date.
- Manage your credit card 24/7, 365 days a year with our free, secure online banking service.
- The cards are made from PETg plastic – a greener material that doesn’t involve vinyl-chloride, which is used in the manufacture of PVC credit cards.
- The credit card is provided by The Co-operative Bank, which is still the only UK high street Bank to have a customer led Ethical Policy.
- Balance transfer fee of 3% of transfer value applicable during promotional rate period only (with a minimum fee of £5).
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Please read...
(These will open in new windows)
- Cashback terms and conditions (Opens as a PDF 0.1Mb)
- Terms and conditions (Opens as a PDF 0.7Mb)
- Summary box (Opens as a PDF 0.1Mb)
- Credit card protection plan (Opens as a PDF 0.2Mb)
*Excludes balance transfers from other credit cards issued by
The Co-operative Bank PLC.
**Please note that cashback is not included on balance transfers.
The Financial Services Authority's tools can help you with budgeting, borrowing and planning for the future: Try their Financial Healthcheck or Debt Test.
For help with choosing the best credit card for you, visit: www.choosingandusing.co.uk
For help with budgeting, understanding credit and managing your credit card visit
Visa Europe's Better Money Skills website.
