Help for graduates

We could help you realise the home you've always wanted. If you graduated no more than five years ago, have been permanently employed for six months with a salary of £20,000 per annum, take a look at our special Graduate mortgage deals with increased income multiples meaning you could borrow more.

  • we'll refund the basic valuation fee provided you use our recommended surveyors
  • first two months payments free for life assurance*
  • no higher lending charge
  • borrow from £25,000 to £300,000
  • borrow up to 5 x sole income (where the applicant is a graduate and earning more than £20,000 each year)
  • joint applicants can borrow up to 4 x joint income (if both applicants are graduates earning more than £20,000 p.a. each)
  • flexible repayment terms, you can make overpayments to clear the mortgage quickly
  • borrow up to 85% of the property value.

Tracker Rate

Product name Initial Rate Then changing to our Standard Variable Rate Overall cost for comparison Application Fee Early Repayment Charge Exit Fee
Sorry we currently have no Tracker products available at this time.

How to apply

Our mortgage awards. Find out more