Accounts for children

Interest rates

Rates correct as at 20th November 2008 but are subject to variation unless otherwise stated

The following sum shows how interest is calculated:
Daily Cleared Balance x Gross Annual Rate / 36500 = Daily Gross Interest

All previous interest rates are shown in small type and brackets below the current interest rates.

Bonus account

  Gross% AER% Interest Credited
£1 - £999
2.25 (3.75) 2.25 (3.75) Interest paid gross annually*. A bonus is paid on the Bonus Account if average balance is £50+. Bonus is £2 for account holders up to 12 yrs of age and £10 13-18 yrs.
£1,000 - £4,999 2.50 (4.00) 2.50 (4.00)
£5,000+ 2.75 (4.25) 2.75 (4.25)

Future Fund

 
  Gross% AER% Interest Credited
£1 - £999
2.25 (3.75) 2.25 (3.75) Interest paid gross annually*.
£1,000 - £4,999 2.50 (4.00) 2.50 (4.00)
£5,000+ 2.75 (4.25) 2.75 (4.25)

* provided account holder is eligible and form R85 is completed

How to apply

Child Trust Fund - The first ethical stakeholder account.  Find out more