Platinum Fixed Rate credit card
The Platinum Fixed Rate credit card from The Co-operative Bank has no annual fee and you get peace of mind that the 9.9% APR typical/variable low rate will remain fixed for five years (variable after 5 years) for purchases and balance transfers.*
Reasons to apply for this credit card
- Rate remains fixed for 5 years.
- Up to 46 days interest free credit if balance is paid in full by the due date
- Free 90 day Purchase Protection Insurance†
- Emergency cash and card replacement service.
- 24 hour medical and legal assistance overseas.
- Up to £100,000 free Travel Accident Insurance.† when you use your card to pay for your travel tickets
- Exclusive Platinum Travelclub benefits.†
- Manage your credit card 24/7, 365 days a year with our free, secure online banking services.
- The cards are made from PETg plastic – a greener material that doesn’t involve vinyl-chloride, which is used in the manufacture of PVC credit cards.
- The credit card is provided by The Co-operative Bank, which is still the only UK high street Bank to have a customer-led Ethical Policy.
To apply for the Platinum Fixed Rate credit card you must:
- be a UK resident
- be aged 25 years or over
- have a gross annual income of £25,000 or more and be an existing credit card holder.
Please read...
(These will open in new windows)
- Terms and conditions (Opens as a PDF 0.1Mb)
- Summary box (Opens as a PDF 0.1Mb)
- Credit card protection plan (Opens as a PDF 0.2Mb)
* Offer excludes balance transfers from other credit cards issued by the Bank.
† Terms and Conditions apply
The Financial Services Authority's tools can help you with budgeting, borrowing and planning for the future: Try their Financial Healthcheck or Debt Test.
For help with choosing the best credit card for you, visit: www.choosingandusing.co.uk
For help with budgeting, understanding credit and managing your credit card visit
Visa Europe's Better Money Skills website.
