Foreign services

Delta / Credit card abroad

Electron card

Cash can be withdrawn from machines which display the Link/Visa logo. Your card allows you access to the Visa network of cash dispensers which are situated around the world, for details of the ATMs locations please use the Cash machine locator.

The Electron card allows a daily withdrawal limit of £100 sterling equivalent in the local currency (subject to the funds being in your account at the time of the withdrawal)

The Electron card can not be used to purchase goods abroad, it is purely an access point for cash withdrawals.

Delta Debit card

The Delta Debit card can be used to withdraw funds from machines which display the Link/Visa logo and which are situated around the world. For details of the ATMs locations please use the Cash machine locator.

In addition to cash withdrawal, which is £250 sterling equivalent in the local currency, the card can also be used to purchase goods at any outlet that carries the Visa logo.

Credit card

Credit cards can be used to withdraw funds from machines which display the Link/Visa logo and which are situated around the world. For details of the ATMs locations please use the Cash machine locator.

In addition to cash withdrawal, which is £250 sterling equivalent in the local currency, the card can also be used to purchase goods at any outlet that carries the Visa logo.

The chart below indicates the charges that apply to the different cards, the Cash Advance Fee is 2% of the amount withdrawn and will show as a charge on your statement, the Cash Conversion Fee (2.75%) will not show as a separate charge, it will be included in the amount of the purchase/withdrawal. Interest will only be charged on credit card transactions and these will be subject to the standard terms and conditions of the particular card.

All customers should be aware that whenever they purchase Travellers Cheques or currency on either their credit card or their Delta Debit card they will be subject to a 2% cash-handling fee.

Card Type Cash Advance Fee Cash Conversion Fee Interest
ELECTRON
cash withdrawal
YES YES N/A
ELECTRON purchases N/A N/A N/A
DELTA DEBIT cash withdrawal YES YES N/A
DELTA DEBIT purchases NO YES N/A
CREDIT
cash withdrawal
YES YES YES
CREDIT purchases NO YES Possibly - dependent on terms of card and payment method

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